Real Financial Planning
A “Proper” Financial Plan is based on identifying the type of lifestyle you want, now and for the future. It needs to account for the things that are important to the quality of your life. It needs to include YOUR key life events – like selling a business, giving up work, or helping your kids through school or university. It could include buying a dream home in the country, taking the holiday (or holidays) of a lifetime, helping your family onto the housing ladder, or properly planning a legacy to preserve your wealth for future generations.
In short, Real Financial Planning needs to focus on YOU and your family, and what’s important to all of you – now and in the future.
It’s a step-by-step, structured process designed to give you confidence that your goals can be achieved, and that your investment decisions are geared towards real life aspirations and events.
If you’re unclear about how your financial assets or investments can help you achieve your real-life objectives, then read more below, or call us now on 0191 4661266 to discuss what’s important to you.
Financial Planning
Secure your future today
Once we’ve identified what’s important to your lifestyle, we can calculate the resources you’ll need to achieve it.
By forecasting your income and expenditure, your assets and investment returns we can match your projected wealth against your personal goals and milestones. Your financial plan becomes clear and understandable – and puts you in control.
Taking a look at what you have and what you need can seem like a daunting prospect. But at Vital, our Chartered Financial Planners help you quickly and objectively assess your finances – helping you make the most out of your income and your investments in an easy to follow way.
We’ll consider your savings, investments, pensions, insurances, your tax position and your estate planning requirements – sensitively and confidentially. We’ll review any existing financial plans you may already have, assessing how well they fit in with your overall objectives, and help identify whether anything’s missing.
We understand that your financial plan needs to be as flexible as you are in order to weather the interruptions and surprises that life throws your way.
At Vital, our professional financial advisors provide straightforward, personal financial planning which expertly adapts to your changing needs.
By establishing your financial goals and creating a realistic and actionable plan to achieve them, the financial advisors at Vital Wealth Management can turn your hopes and ambitions into a more certain future.
Review
Keeping on the right course
We’ve identified your goals, reviewed your financial resources and designed an investment strategy to take you where you need to be with a minimum of risk.
However, life rarely journeys in a straight line, so how you respond to change is as important as any plans you can make.
We understand that your goals are likely to change over time, and the unexpected often happens. Income, expenditure and investment returns are rarely constant, and it’s vital to review and re-plan to make sure that you stay on course.
Proper financial planning has built-in flexibility to keep you on track should change happen. Your individual plan will accommodate changes in market performance which affect your investments, and securely adapt to your needs if changes to your health, income, expenditure or family commitments arise.
The true value of a personal financial plan is the ability to assess whether you’re still on track to achieve your longer term goals – and if not, quickly identify how to put that right.
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